UCO Financial institution Ltd. reported a 16% enhance in web revenue to Rs 739 million for the third quarter ended December 31, 2025, in comparison with Rs 639 million a 12 months in the past.
Internet curiosity revenue (NII) for the quarter elevated by 11.27% year-on-year (YoY) to Rs 2,646 crore.
Internet curiosity margin (NIM) (international) was 3.08% and (home) 3.27%.
Gross NPAs improved to 2.41% as on December 31, 2025, towards 2.91% a 12 months in the past, registering a 50 bps YoY enchancment.
Internet NPA improved to 0.36% as on December 31, 2025, registering a 27 bps YoY enchancment towards 0.63% in the identical interval final 12 months.
Reserve protection ratio was 97.32%. The slippage ratio was 0.85%.
In response to the financial institution, the whole enterprise worth elevated by 13.25% year-on-year to Rs 5,536.8 million from Rs 4,88,911 million a 12 months in the past.
Complete deposits elevated by 10.64% YoY to Rs 3,10,086 crore Gross advances elevated by 16.74% YoY to Rs 2,43,594 crore.
RAM (Retail, Agriculture, MSME) enterprise stood at Rs 1,43,919 crore as on December 31, 2024 as towards Rs 1,14,350 crore within the year-ago interval, a rise of 25.86% YoY.
Retail Advance grew by 28.18% YoY to Rs 64,159 crore, supported by progress in dwelling mortgage and auto mortgage portfolios which registered progress of 18.79% and 73.50% YoY, respectively.
Agriculture progress was Rs 34,954 crore, a rise of 24.69% over the earlier 12 months. The entry into the MSME sector was Rs 44,806 crore, a rise of 23.56% over the earlier 12 months.
