Beneath the brand new ecosystem developed by EPFO, EPF curiosity will probably be immediately credited to the account of the subscriber. File photographs ought to be used for consultant functions solely. |Photograph courtesy of The Hindu
The federal government has permitted an 8.25% rate of interest on Workers Provident Fund (EPF) deposits for 2025-26, which is predicted to be credited to greater than 7 billion contributing members this month.
EPFO gives EPF rates of interest after receiving approval from the federal government by means of the Ministry of Finance.
The Finance Ministry has agreed to an rate of interest of 8.25% mounted by the Central Board of Trustees (CBT), the best decision-making physique of the Workers Provident Fund Group (EPFO), an official stated on Thursday (June 18, 2026).
Early on March 2, in a gathering chaired by Labor Minister Mansukh Mandaviya, the CBT determined to repair the rate of interest at 8.25% for the monetary yr 2025-26, to be maintained for the third consecutive yr.
The proposal was then despatched to the Ministry of Finance for its nod because the guarantor of the EPF is the Authorities of India.
In accordance with the particular person, the finance ministry has permitted the proposal after analyzing it, and following directions from the labor ministry, EPFO is more likely to switch the 8.25% rate of interest for 2025-26 into the accounts of its members as quickly as this month.
Beneath the brand new ecosystem developed by EPFO, EPF curiosity will probably be immediately credited to subscribers’ accounts, they added.
In February final yr, EPFO stored rates of interest unchanged at 8.25% for 2024-25.
In 2024, EPFO has marginally elevated rates of interest from 8.15% in 2022-23 to eight.25% in 2023-24.
In March 2022, EPFO had lowered the retirement deposit rate of interest for 2021-22 to eight.10% from 8.5% in 2020-21 to eight.10%, the bottom stage in 40 years.
The rate of interest for 2020-21 was 8.10%, the bottom stage since 1977-78, when it was 8%.
In March 2020, EPFO had lowered the provident fund deposit rate of interest to eight.5% in 2019-20, a seven-year low, from 8.65% in 2018-19.
EPFO supplied an rate of interest of 8.65% in 2016-17 and eight.55% in 2017-18 to its subscribers. Rates of interest in 2015-16 have been barely larger at 8.8%.
The retirement fund physique gave an rate of interest of 8.75% in 2013-14 and 2014-15, larger than the 8.5% in 2012-13.
In 2011-12, the rate of interest was 8.25%.
